Back in February, I posted an article regarding the First Time Home Owner’s Credit. It gave a pretty thorough breakdown of the program requirements.  While doing my daily browsing to stay abreast on various topics, I ran across an article that’ s alarming to me!  This money is available, but only for qualified individuals.  No, the government isn’t giving away any free money or money that you were entitled to that someone didn’t tell you about……. (continue reading…)

• Avoiding Capital Gains Tax on The Sale Of Your House If you’re one of the many Americans that have decided to take on owning a home, you probably already know some of the tax benefits, such as that you can deduct your mortgage interest and property taxes. If you haven’t sold your first home yet, you might not know about......
• New Rules for Capital Gains Taxation of Second Homes The IRS has targeted vacation homes, second homes, and even rental homes with new rules that govern taxation of capital gains. These new rules go into effect January 1, 2009.  Because ownership (or desire of ownership) of vacation homes is most common among baby boomers, it is an important issue......
• 101 ways to reduce your spending and keep more of your money Here are 101 areas where it's easy to make cuts that will allow you to keep more of your money. Since this article is long, it's broken it down into sections. Browse through the whole thing, or use the links below to jump to the sections that interest you most.......
• How To Make Sure You Get Free Money For Your Child's Education. Kiplingers, one of my favorite personal finance sites & magazine, has a great article up for parents with advice on making sure you can get the free money you might be entitled to for your child's education. From dealing with the FAFSA (Free Application for Federal Student Aid) application to......
• Review of Stop Sitting On Your Assets Marian Snow’s book had a lot of promise. First, it discusses equity harvesting and how to get the maximum amount of equity out of your home without being taxed on it. Second, it discusses how to use that money to make more money. Sounds great on the surface, but this......

While over at Mediatakeout, I saw this pic and the sight of it left me wondering.  With all of the excessive spending and bailouts that’s occurred over the last few months, you would think  pics like this would be a thing of the past for some. Not that I ever laughed at anything like this  ,but situations such as these are really not laughing matters anymore.

Ever wonder what a Trillion Dollars look like? Here’s a neat break down!
Pic Source

Is it true that some Restaurants are using “fake” chicken and steaks? Some people call it fake, because it is grounded up chicken or beef that has been reconstituted. Darker meats, especially in chicken, have higher Myoglobin which is excreted in muscles that are used more, such as legs and thighs in chicken. Some people always look at darker meat less desirably because of the higher fat content found in it. The meat processors run the meat through a centrifuge which separates the Fat and Myoglobin from the meat. The remaining meat is whiter and then bloated with brine or some water and some fillers such as starches, cereals, or flours amongst other things. What you have is a moldable chicken product or beef product, but they won’t tell you they are doing this. Restaurants use these products in chicken and steak salads. They basically use them in places where the meat is less suspect and/or noticeable. (continue reading…)

• Frugal Shame To Frugal Pride, And Back Again As the recession drags on I have seen a very subtle shift in the types of web searches that result in visits to Frugal Dad. I've always thought watching search trends is a great way to gauge popular opinion - Google must have a field day watching trends considering the......
• How To Cook A Tender Juicy Steak You invest a lot of time and money into the steaks for a special occasion and when dinner time comes, they are tough. What happened? How can you cook steaks as tender as your favorite restaurant? nnThe first step to cooking a good steak is to choose the right grade...
• 500 More Useless Facts [/caption] Most American car horns honk in the key of F. The name Wendy was made up for the book "Peter Pan." Barbie's full name is Barbara Millicent Roberts. Every time you lick a stamp, you consume 1/10 of a calorie. The average person falls asleep in seven minutes. Studies......
• VoIP Phone - How VoIP Helps Businesses During Recession The telephone was a breakthrough discovery in 1870 which revolutionized communications that is known to the world today. Telecommunications has become part of world evolution, as humanity advances, so does our way of communicating which makes it a part of life. In the business perspective, telecommunications became the mouth......
• Save Time, Money and Space in Over 80 Ways If you're looking for handy gadgets, tools and various items that can save you time, money or space (or all three!) this list of more than 80 top products is just what you need. Everyone's got saving money on their minds these days. Some of us are always looking to......

So, I am out and about and I randomly hear conversations while standing in line about some Individuals not understanding where they fit into this equation of the Economic Stimulus Bill that President Obama signed on Tuesday, February 17, 2009. I especially hear the Elderly conversing about them having to tap into their savings to make ends meet. They are paying more money for health care and prescription costs. Yet, they aren’t receiving an increase in their fixed incomes. Some Elderly couples income are too much to receive assistance, but not enough to fully make ends meet; some are even having to apply for Food Stamps for the first time in their lives.

If you are Elderly, Disabled, or considered to be living in Poverty as more than 37 million and counting Americans are you will be happy to know that……. (continue reading…)

• All About Emergency Funds The news is full of heartbreaking stories about people losing their homes, going bankrupt and facing financial ruin. If you don’t want to be among them, it is time to take a hard look at some steps that you can take to insure yourself against financial ruin. One of the......
• Paying Back The Economic Stimulus Payment - Lots Of Tax Confusion I've been seeing a lot of people complaining that when they do their taxes they are required to pay back their 2008 economic stimulus payment. According to the IRS, this confusion stems from the Recovery Rebate Credit.  As I've reported previously, the Recovery Rebate Credit is a credit for......
• Will The Economic Stimulus Payments Have To Be Paid Back Now that many have already received their economic stimulus payments, and have figured out what to do with it, I'm seeing a lot of questions asking "Will the stimulus payment need to be paid back?" The quick answer is no. According to the IRS the economic stimulus payment is......
• New Economic Stimulus Package - The $700 Billion Bailout Remember all the talks earlier in the year about a second economic stimulus package? At the time I thought it was all just political talking, what with an election coming up.  Nope.  Here it is but this time it's in the form of a $700 billion bailout to be......
• Financially Savvy Uses for Your Economic Stimulus Check News that most taxpayers would be receiving a check from the IRS has been pretty welcome news in households across the U.S. The hope of U.S. officials is that this rebate check will lessen some of the strain families are feeling in their pocketbooks and help them relax about their......