Back in February, I posted an article regarding the First Time Home Owner’s Credit. It gave a pretty thorough breakdown of the program requirements.  While doing my daily browsing to stay abreast on various topics, I ran across an article that’ s alarming to me!  This money is available, but only for qualified individuals.  No, the government isn’t giving away any free money or money that you were entitled to that someone didn’t tell you about……. (continue reading…)

• Get Your Lending Club Loan Documentation Early For a Few Days of Free Money I was reading about LendingClub loans (I forget where, sorry) and I came across the following statement from Lending Club made to a lender on LC. Our loans expire two weeks after posting. This expiration date is the borrowers actual payment date, however some loans will fund early. Here is......
• Best Personal Finance Reads of March 2009 I love the month of March, not only because it is my birthday month, but also because the weather starts to change for the better and we finally get a hint of spring.  To close out the month, I'd like to share with you my favorite reads of the month......
• How we paid down our debt and saved money at the same time..it can be done! I have been reading a lot of posts at different financial websites lately about the trouble people are having paying off their credit card debt while trying to save a little extra money for themselves. First of all, anyone doing their best to pay off credit card should be commended,......
• Welcome to this week's Carnival Here are this week's debt reduction posts for your reading pleasure (personal debt reduction story at the top!): Personal Finance Journey cut the cable and applied the savings to Operation Destroy Debt. Debt-Tips.com discusses the pros and cons of debt settlement. Free Money Finance calls the mortgage interest tax deduction......
• Integrating Finances As A Couple A guest post from south of the border, Dual Income No Kids (DINKs) Finance brings some valuable reminders for how to work on integrating couple's finances. While this is particularly useful for those who are starting to live together or getting married, several of these tips are useful throughout the......

While over at Mediatakeout, I saw this pic and the sight of it left me wondering.  With all of the excessive spending and bailouts that’s occurred over the last few months, you would think  pics like this would be a thing of the past for some. Not that I ever laughed at anything like this  ,but situations such as these are really not laughing matters anymore.

• Wine Collecting Hobby As long ago as in the 1700s, it was recognized that wine had a powerful hold on people, and that great friendships could spring from good wine. The art of wine and wine collecting has a truly long and interesting history dating as far back as 4000 years BC. There......
• 4 Ways to Injury Proof Your Next Workout If you are just getting into exercising or you are an old pro, injuries can happen at any time. It doesn’t take much to injure our joints or muscles and exercising improperly only contributes to the problem. Before you go out to do your next workout, remember these tips to......
• Is Your Health a Laughing Matter? Laughter is a form of internal jogging. It moves your internal organs around; it enhances respiration; it is an igniter of great expectations.” ~ Norman Cousins Are there people in your life who rarely laugh and are chronic complainers? No matter how often you talk to them, they complain regardless......

Ever wonder what a Trillion Dollars look like? Here’s a neat break down!
Pic Source

Is it true that some Restaurants are using “fake” chicken and steaks? Some people call it fake, because it is grounded up chicken or beef that has been reconstituted. Darker meats, especially in chicken, have higher Myoglobin which is excreted in muscles that are used more, such as legs and thighs in chicken. Some people always look at darker meat less desirably because of the higher fat content found in it. The meat processors run the meat through a centrifuge which separates the Fat and Myoglobin from the meat. The remaining meat is whiter and then bloated with brine or some water and some fillers such as starches, cereals, or flours amongst other things. What you have is a moldable chicken product or beef product, but they won’t tell you they are doing this. Restaurants use these products in chicken and steak salads. They basically use them in places where the meat is less suspect and/or noticeable. (continue reading…)

• How to Eat Healthy on a Budget I've been meaning to write about eating on a budget for some time, but one of my favorite blogs, LifeHacker has an article that repurposes an article at Get Rich Slowly. Even that repurposes yet another article. So of course, I'm going to break the rule of blogging and repurpose......
• Save Time, Money and Space in Over 80 Ways If you're looking for handy gadgets, tools and various items that can save you time, money or space (or all three!) this list of more than 80 top products is just what you need. Everyone's got saving money on their minds these days. Some of us are always looking to......
• Acid Alkaline Diet Did you know that there is a connection between the food you eat, the level of acidity in your body and your weight? Until just a couple of years ago, I had absolutely no idea about this. That is until I read a book about the Acid Alkaline Diet which......
• Stimulus Ineffective, So Let's Do More of It WASHINGTON: When it comes to public policy we thought these guys were supposed to be smart, veritable Einsteins as it were. The economy is still broken, apparently. First it was TARP. Then the Fed prints money like it is going out of style. (It IS going out of style.) Then......
• Venison Pot Roast Recipe It has been years since I Deer hunted. Through my friends some venison always seems to come my way. This is an excellent Venison Pot Roast recipe. The meat is so tender you can cut it with a fork. The gravy over mashed potatoes is as good as it......

So, I am out and about and I randomly hear conversations while standing in line about some Individuals not understanding where they fit into this equation of the Economic Stimulus Bill that President Obama signed on Tuesday, February 17, 2009. I especially hear the Elderly conversing about them having to tap into their savings to make ends meet. They are paying more money for health care and prescription costs. Yet, they aren’t receiving an increase in their fixed incomes. Some Elderly couples income are too much to receive assistance, but not enough to fully make ends meet; some are even having to apply for Food Stamps for the first time in their lives.

If you are Elderly, Disabled, or considered to be living in Poverty as more than 37 million and counting Americans are you will be happy to know that……. (continue reading…)

• All About Emergency Funds The news is full of heartbreaking stories about people losing their homes, going bankrupt and facing financial ruin. If you don’t want to be among them, it is time to take a hard look at some steps that you can take to insure yourself against financial ruin. One of the......
• A second economic stimulus package coming? Photo by: Señor Codo As people are beginning to receive and spend their economic stimulus checks, Democrats are already pushing for a second economic stimulus package. The Congressional Progressive Caucus is working to build support for the second stimulus package, arguing that the first package wasn't enough. The Clinton......
• 3 Reasons Why You Need Multiple Streams of Income One of the hottest concepts right now is the premise of creating multiple streams of income. While everyone wouldn’t mind making a little extra cash, there are even more benefits that can be reaped from having more than one source of income. Let’s go over just a few of them.......
• Beyond the Emergency Fund: Preparing for Economic Collapse The following article is the third in a five-part series, Beyond the Emergency Fund. Previous posts discussed ways to store water for emergencies, and how to store food long term. It's hard for most Americans to imagine what a full economic collapse may look like. Unfortunately, many other countries are......
• We Got Our Economic Stimulus Check! Photo Credit: Pascal Vuylsteker We finally got our economic stimulus check yesterday! During my lunch break, I'm depositing into the bank. Once it clears, we're sending the whole amount $1,200 toward paying down the car loan. I'm excited about it. My husband is "happy for me". It's hard to......