Back in February, I posted an article regarding the First Time Home Owner’s Credit. It gave a pretty thorough breakdown of the program requirements.  While doing my daily browsing to stay abreast on various topics, I ran across an article that’ s alarming to me!  This money is available, but only for qualified individuals.  No, the government isn’t giving away any free money or money that you were entitled to that someone didn’t tell you about……. (continue reading…)

• Vote Free From Broke At Free Money Finance March Madness Free Money Finance is hosting his annual March Madness personal finance competition where 64 articles battle NCAA tournament style to see which is the best article. Today my article A Mother's Struggle Between Work And Kids is up in Game 16. Check out the tournament: Free Money Finance March Madness......
• There are Seven Risks to Short Sales Short sales are on the rise in many markets, so it is important to know the risk.  The risks are: tax misrepresentation secondary debt misrepresentation lender requesting inappropriate seller contributions fiduciary care breach no oversight by Realtor of loss mitigation company no license requirement for loss mitigation company transactions not......
• Striving for a Mortgage-Free Life If you read much in the area of personal finance you will frequently come across heated debates about the merits of living in a paid-for house as compared to having a mortgage.  Some folks will argue that mortgage money is cheap and that taking into account the tax benefits, it......
• Review of Stop Sitting On Your Assets Marian Snow’s book had a lot of promise. First, it discusses equity harvesting and how to get the maximum amount of equity out of your home without being taxed on it. Second, it discusses how to use that money to make more money. Sounds great on the surface, but this......
• Pay down the mortgage, or invest? Scott Burns on MSN Money debates mortgage paydown and investment in his article Dilemma: Should you pay down or build up? The subtitle of the article states that "[s]ometimes it’s smarter to use extra cash to pay off your mortgage; sometimes you should stoke investments. It all depends on your......

Is it true that some Restaurants are using “fake” chicken and steaks? Some people call it fake, because it is grounded up chicken or beef that has been reconstituted. Darker meats, especially in chicken, have higher Myoglobin which is excreted in muscles that are used more, such as legs and thighs in chicken. Some people always look at darker meat less desirably because of the higher fat content found in it. The meat processors run the meat through a centrifuge which separates the Fat and Myoglobin from the meat. The remaining meat is whiter and then bloated with brine or some water and some fillers such as starches, cereals, or flours amongst other things. What you have is a moldable chicken product or beef product, but they won’t tell you they are doing this. Restaurants use these products in chicken and steak salads. They basically use them in places where the meat is less suspect and/or noticeable. (continue reading…)

• Football Party Food Ideas for College Bowl Week By now, everyone knows I'm something of a wannabe chef. Being that I have so many college football fanatics in my group of friends, it's not uncommon for me to host a few parties for big football games (Super Bowl, BCS National Championship game, or other Virginia Tech football events).......
• Driving factors for recession proof Smartphones' sales Today, Smartphones have become the daily necessity for corporate users and next generation. They are not only revolutionizing the mobile phone industry, but also changing the way we use computers. It is reported that Smartphone sales are expected to rise 22% in 2009. However, due to global recession, the demand......
• Fannie Mae & Freddie Mac Collapse About 5 weeks ago I suggested that both Fannie Mae and Freddie Mac were going bankrupt and their shares were going to hit single digits in 12 months. Well it looks like the market believed that too and their shares were punished. Instead of having to wait a year, the......
• NBC catches Shaun White, coach having vulgar chat before gold [/caption] Shaun White's gold-medal coronation in the halfpipe finals at the Winter Olympics was marred Wednesday by vulgar statements made by coach Bud Keene and aired on NBC live to the East Coast before White's final run. White was the last to go, but since nobody had beat his score......
• Beating Recession Depression Has news about the current economy’s recession got you down? Almost every news show makes some mention of the economy. Even the commercials that interrupt your favorite shows refer to bankruptcies, job searches, and other economic ails. If all of this recession talk has caused you to dread dealing with......