Back in February, I posted an article regarding the First Time Home Owner’s Credit. It gave a pretty thorough breakdown of the program requirements.  While doing my daily browsing to stay abreast on various topics, I ran across an article that’ s alarming to me!  This money is available, but only for qualified individuals.  No, the government isn’t giving away any free money or money that you were entitled to that someone didn’t tell you about……. (continue reading…)

• First-Time Home Buyer Tax Credit Recently I visited my condo building for the grand opening weekend. I was not allowed to see my unit as the unit itself was not complete, but more importantly the third floor was not completed. The grand opening was the first time I was allowed to see the inside of......
• New Rules for Capital Gains Taxation of Second Homes The IRS has targeted vacation homes, second homes, and even rental homes with new rules that govern taxation of capital gains. These new rules go into effect January 1, 2009.  Because ownership (or desire of ownership) of vacation homes is most common among baby boomers, it is an important issue......
• Finding Free Money This morning I was crossing a well-traveled parking lot and while dodging oil spots, food wrappers, and heaven knows what else, something shiny caught my eye. It was a dime. Sweet - a $0.10 find! I bent down to grab my treasure and put it in my pocket. A lady......
• How To Make Sure You Get Free Money For Your Child's Education. Kiplingers, one of my favorite personal finance sites & magazine, has a great article up for parents with advice on making sure you can get the free money you might be entitled to for your child's education. From dealing with the FAFSA (Free Application for Federal Student Aid) application to......
• Save Time, Money and Space in Over 80 Ways If you're looking for handy gadgets, tools and various items that can save you time, money or space (or all three!) this list of more than 80 top products is just what you need. Everyone's got saving money on their minds these days. Some of us are always looking to......

Now, I know that a lot of individuals are wondering about the specifics of the First Time Home Buyer’s Refundable Credit for Tax Year 2009. This is the very first time the credit has been deemed refundable.  President Obama signed his first major bill on Tuesday, February 17, 2009. This is just one of the many components of his Economic Stimulus Plan. Interested?…….. (continue reading…)

• American Bailout: $1 Million A Day For 2,260 Years My fellow Americans, details are emerging for the second economic stimulus plan endorsed by President Obama, and the majority of members of the United States Congress.  From the sounds of it, this economic stimulus plan will dwarf the costs of the first stimulus plan, and the first bailout, combined! This......
• Consider this Likely Future Tax Benefit of Early Mortgage Payoff Mr. ToughMoneyLove has participated in many online debates among readers of personal finance blogs and retirement planning message boards.  A frequent topic of debate is the wisdom of using available free cash flow to invest or instead to make an early payoff of an existing mortgage loan.   I am not a fan of......
• Common new home buyer mistakes I was talking with a co-worker recently who was preparing to purchase his first home.  He recently got married, and has been renting for a few years.  He felt that he had a good down payment and with the economic stimulus benefits for new home buyers, now was the......
• First Aid in Home Repairs pt 2 Here is a continuation on the basic first aid and safety for home repairs. Puncture Wounds: Puncture wounds and dirty wounds need to be addressed by a professional immediately. If a puncture wound was created, a tetanus injection may be necessary. Poisoning: You need to call a poison center or......
• Financial Planning 101: What To Do with Sudden or Unexpected Cash? A friend and reader of this blog posed an interesting scenario to me this week.  One that I, or almost anyone else for that matter, would be rather shocked to see waiting for them in their email inbox prior to their ritualistic 8 AM cup of java. Matt - What......