Back in February, I posted an article regarding the First Time Home Owner’s Credit. It gave a pretty thorough breakdown of the program requirements.  While doing my daily browsing to stay abreast on various topics, I ran across an article that’ s alarming to me!  This money is available, but only for qualified individuals.  No, the government isn’t giving away any free money or money that you were entitled to that someone didn’t tell you about……. (continue reading…)

• Best Personal Finance Reads of March 2009 I love the month of March, not only because it is my birthday month, but also because the weather starts to change for the better and we finally get a hint of spring.  To close out the month, I'd like to share with you my favorite reads of the month......
• Review of Stop Sitting On Your Assets Marian Snow’s book had a lot of promise. First, it discusses equity harvesting and how to get the maximum amount of equity out of your home without being taxed on it. Second, it discusses how to use that money to make more money. Sounds great on the surface, but this......
• Grab Free Money To Your Paypal Account Everyday With My Unique System - It´s Free We Promise About making money online. There are lots of ways you can get money online. The internet is flodded with get paid to services, also know as GPT Get paid to watch commercials, websites etc. Then there is freebie sites where you complete a certain amount of trial offers to earn......
• Some Green Energy Tax Credits and Breaks to Consider for 2010 As more people become aware of environmental issues and strive to reduce their carbon footprint, “green living” is becoming more common. The expense of becoming more green is almost always higher than other, less “green” options; but the good news is that over time your green living choices will......
• Integrating Finances As A Couple A guest post from south of the border, Dual Income No Kids (DINKs) Finance brings some valuable reminders for how to work on integrating couple's finances. While this is particularly useful for those who are starting to live together or getting married, several of these tips are useful throughout the......

Now, I know that a lot of individuals are wondering about the specifics of the First Time Home Buyer’s Refundable Credit for Tax Year 2009. This is the very first time the credit has been deemed refundable.  President Obama signed his first major bill on Tuesday, February 17, 2009. This is just one of the many components of his Economic Stimulus Plan. Interested?…….. (continue reading…)

• The IRS No Longer Likes Our Vacation Home The Capital Gains Exemption for Second Homes is Fading Away  Mr. and Mrs. ToughMoneyLove bought themselves a 25th anniversary present six years ago: a lake house about 90 minutes away.  We have enjoyed it immensely on weekends and holidays and for week-long gatherings of our extended family.  As a long......
• Repost of my First Post Picked Up By Main Stream Media - My Journey to Millions Almost 2 Year Anniversary August 5th, 2010 will be 2 years for My Journey to Millions! To put that in perspective: High School was 4 years College was 4 Years Law School was 3 years I have been Married 2 years and 2 months For the next couple days I am going to re-post......
• How many people make more than $250,000 per year? How many people make more than $250,000 per year?The short answer: based on information from the IRS, fewer than 3% of tax returns (4 million returns out of 138 million total returns) claimed more than $200,000 in adjusted gross income (AGI) in tax year 2006 (more current data is not......
• Weakon 131: Mortgages Previously, I talked about how the mortgage industry works.  Today I want to talk about how mortgages work. We must start by making a few distinctions.  A mortgage is not a loan.  A mortgage is a legal instrument for the transfer in ownership of a piece of land or......
• Should You Now Own Gold for Retirement? Gold as a retirement investment? If you ask ten people, you may hear ten different answers. Gold has one thing going for it: it's an investment that will do well when the world is in crisis. Almost any kind of global calamity or economic bad news will trigger a spike......