Back in February, I posted an article regarding the First Time Home Owner’s Credit. It gave a pretty thorough breakdown of the program requirements.  While doing my daily browsing to stay abreast on various topics, I ran across an article that’ s alarming to me!  This money is available, but only for qualified individuals.  No, the government isn’t giving away any free money or money that you were entitled to that someone didn’t tell you about……. (continue reading…)

• How To Make Sure You Get Free Money For Your Child's Education. Kiplingers, one of my favorite personal finance sites & magazine, has a great article up for parents with advice on making sure you can get the free money you might be entitled to for your child's education. From dealing with the FAFSA (Free Application for Federal Student Aid) application to......
• 6 ways you are passing up free money I like free money. It's my favorite kind. I'm talking about the $20 bill lying on the ground. The birthday check from Great Aunt Millie for $5. The extra 30 minutes someone overpaid on the parking meter that you get to use when you park there. It's all good.......
• The American Recovery and Reinvestment Act of 2009 The American Recovery and Reinvestment Act of 2009 was signed into law on February 17th.   The act includes a number of different spending programs, with money going to infrastructure, healthcare, education, and energy to help stimulate and recover the economy -  but a  whopping $288 billion of the $787 billion......
• Married money matters melee My wife pulled out this article from this month's Reader's Digest (eBay) called "Married, With Money." The article is in the Money Talks column and is authored by Maria Bartiromo. I've heard this a gazillion times, but the number one thing that married couples butt heads with is money. We......
• How we paid down our debt and saved money at the same time..it can be done! I have been reading a lot of posts at different financial websites lately about the trouble people are having paying off their credit card debt while trying to save a little extra money for themselves. First of all, anyone doing their best to pay off credit card should be commended,......

Now, I know that a lot of individuals are wondering about the specifics of the First Time Home Buyer’s Refundable Credit for Tax Year 2009. This is the very first time the credit has been deemed refundable.  President Obama signed his first major bill on Tuesday, February 17, 2009. This is just one of the many components of his Economic Stimulus Plan. Interested?…….. (continue reading…)

• Weakon 131: Mortgages Previously, I talked about how the mortgage industry works.  Today I want to talk about how mortgages work. We must start by making a few distinctions.  A mortgage is not a loan.  A mortgage is a legal instrument for the transfer in ownership of a piece of land or......
• Small Expenditures That Can Bust Your Budget It is amazing to me how people who are strapped for cash or just plain broke continue to purchase products and services that can cumulatively play a significant role in busting their budget.  Somehow, people have mentally morphed  these items from the "things I want" category to the "necessary" category.  Here are some......
• Why You Should Own Your Home. "I recommend that every man own the roof that sheltereth him and his." -Arkad, the Richest Man in Babylon. Translation: Own your home and pay towards building equity for yourself instead of your landlord. This is the 5th of the 7 cures for a lean purse as detailed in......
• November Prosper Marketplace Survey Released Prosper released the November marketplace survey and coresponding comentary from Chris Larsen... I particularly like the insight in the last paragraph... Of great interest is the anecdotal evidence of prime and near prime borrowers turning to Prosper for loans that would have historically been steered toward mortgage, auto, and home......
• First Aid in Home Repairs pt 2 Here is a continuation on the basic first aid and safety for home repairs. Puncture Wounds: Puncture wounds and dirty wounds need to be addressed by a professional immediately. If a puncture wound was created, a tetanus injection may be necessary. Poisoning: You need to call a poison center or......