Back in February, I posted an article regarding the First Time Home Owner’s Credit. It gave a pretty thorough breakdown of the program requirements.  While doing my daily browsing to stay abreast on various topics, I ran across an article that’ s alarming to me!  This money is available, but only for qualified individuals.  No, the government isn’t giving away any free money or money that you were entitled to that someone didn’t tell you about……. (continue reading…)

• Striving for a Mortgage-Free Life If you read much in the area of personal finance you will frequently come across heated debates about the merits of living in a paid-for house as compared to having a mortgage.  Some folks will argue that mortgage money is cheap and that taking into account the tax benefits, it......
• New Rules for Capital Gains Taxation of Second Homes The IRS has targeted vacation homes, second homes, and even rental homes with new rules that govern taxation of capital gains. These new rules go into effect January 1, 2009.  Because ownership (or desire of ownership) of vacation homes is most common among baby boomers, it is an important issue......
• Vote Free From Broke At Free Money Finance March Madness Free Money Finance is hosting his annual March Madness personal finance competition where 64 articles battle NCAA tournament style to see which is the best article. Today my article A Mother's Struggle Between Work And Kids is up in Game 16. Check out the tournament: Free Money Finance March Madness......
• 101 ways to reduce your spending and keep more of your money Here are 101 areas where it's easy to make cuts that will allow you to keep more of your money. Since this article is long, it's broken it down into sections. Browse through the whole thing, or use the links below to jump to the sections that interest you most.......
• Get Your Lending Club Loan Documentation Early For a Few Days of Free Money I was reading about LendingClub loans (I forget where, sorry) and I came across the following statement from Lending Club made to a lender on LC. Our loans expire two weeks after posting. This expiration date is the borrowers actual payment date, however some loans will fund early. Here is......