So, I am out and about and I randomly hear conversations while standing in line about some Individuals not understanding where they fit into this equation of the Economic Stimulus Bill that President Obama signed on Tuesday, February 17, 2009. I especially hear the Elderly conversing about them having to tap into their savings to make ends meet. They are paying more money for health care and prescription costs. Yet, they aren’t receiving an increase in their fixed incomes. Some Elderly couples income are too much to receive assistance, but not enough to fully make ends meet; some are even having to apply for Food Stamps for the first time in their lives.

If you are Elderly, Disabled, or considered to be living in Poverty as more than 37 million and counting Americans are you will be happy to know that……. (continue reading…)

• 3 Reasons Why You Need Multiple Streams of Income One of the hottest concepts right now is the premise of creating multiple streams of income. While everyone wouldn’t mind making a little extra cash, there are even more benefits that can be reaped from having more than one source of income. Let’s go over just a few of them.......
• 60 votes in place, Dems ready to extend jobs money [/caption] WASHINGTON – With a new face and a 60th vote for breaking a Republican filibuster, Senate Democrats are preparing to restore jobless checks for 2.5 million people whose benefits ran out during a congressional standoff over deficit spending. President Barack Obama says, "It's time to do what's right." But......
• Weekly Roundup: Economic Stimulus - Early Payments Edition Beginning Monday, April 28th, American taxpayers will begin to receive their economic stimulus rebate checks, a full week earlier than scheduled. My guess is that there is a growing concern that increased recessionary spending may be the only thing to pull us out of this slump. Hence, the need to......
• Health Benefits of Garlic On Friday I wrote about the history of garlic. Some of you seemed to find it interesting, but many of you don't read this site for history. You come here to learn about health. What health benefits does have to offer? It turns out there are quite a few. Garlic......
• Pork Barrel Spending Projects Come to Light with Obama's First Stimulus Package Call me crazy, but would you spend $6 million bucks on a heated pool? Better yet, you live in Hawaii, who arguably has the best climate on the planet, and you're seriously telling me you need heated pools throughout your city? You've got to be [bleep] kidding me! The Mayors of......

If you are one of the many of Homeowners who are not First Time Home Buyers, but you are seeking to save money in the future……….. (continue reading…)

• Tips For Understanding the Home Buyers Tax Credit In recent months, the federal government implemented one of the biggest financial incentives in history to assist first-time home buyers. Those who qualify for the credit can get up to $8,000. In order to get the tax credit, you have to know the rules. Here is a brief rundown of......
• 2009 Federal Energy Tax Credits What you may know as the $700 billion dollar bailout is actually called the Emergency Economic Stabilization Act of 2008. Much of this act probably made you feel upset and even alienated. One of the positive things that is coming from this Emergency Economic Stabilization Act of 2008, however, is......
• Income Re-Distribution Features of the 2009 Stimulus Plan The AMERICAN RECOVERY AND REINVESTMENT TAX ACT OF 2009 (a/k/a Obama stimulus plan) includes some new features by which income earned by some taxpayers will be re-distributed in the form of tax credits.  The income being re-distributed will go to other taxpayers and, in many cases, to individuals who are not taxpayers at all but merely tax return......
• How to Get Tax Credits and Tax Deductions by Saving For Retirement Beginning in 2008, there was a change in Federal tax laws which provide a tax-credit for low to medium income earners who put away money into an individual retirement account (IRA) or 401(K) plan at work. The tax credit, called the "Retirement Savings Contribution Credit" will give you a tax......
• How to Install a Window Air Conditioner the Right Way As summer approaches, those of us without central air are getting ready to go through the annual ritual of installing our window air conditioners. However, were you aware that a bad installation can actually raise your electricity costs and make it harder to say cool? Here are some tips to......

Now, I know that a lot of individuals are wondering about the specifics of the First Time Home Buyer’s Refundable Credit for Tax Year 2009. This is the very first time the credit has been deemed refundable.  President Obama signed his first major bill on Tuesday, February 17, 2009. This is just one of the many components of his Economic Stimulus Plan. Interested?…….. (continue reading…)

• The Pros and Cons of Pre-Paying a Mortgage You should know right up front that while my wife and I have a mortgage, one of our top financial goals is to have it paid off by the time our kids enter college (some seven or eight years away). To get there, we'll have to invest a significant portion......
• Which Debt Should You Pay Off First? It's a sad fact of modern life that unless we are diligent we are bound to end up with a multitude of debts, so it's no wonder that people often feel overwhelmed when considering which debt they should pay off first. This topic is usually centered around credit card debt......
• Opinion: $15,000 Homebuyer Tax Credit is Too Good to be True As a potential new, first-time homebuyer I have taken great interest in the proposals included in the proposed stimulus package - in particular as it relates to incentives to purchase homes. After spending a great deal of time reviewing the proposed $15,000 Homebuyer Tax Credit I have reached the conclusion......
• NEW Mens Callaway Golf Headcover Set 1,3,5,7,X Driver Woods Drivers Covers User Reviews Send this to a friend NEW Mens Callaway Golf Headcover Set 1,3,5,7,X Driver Woods Drivers Covers Manufacturer: Callaway Customer Rating: List Price: $39.99 Sale Price: $17.99 Availibility: Usually ships in 1-2 business days Buy Now Product Description Brand New Mens Callaway Woods Headcover Set. Black Driver Cover......
• Small Expenditures That Can Bust Your Budget It is amazing to me how people who are strapped for cash or just plain broke continue to purchase products and services that can cumulatively play a significant role in busting their budget.  Somehow, people have mentally morphed  these items from the "things I want" category to the "necessary" category.  Here are some......

CONGRATULATIONS TO OUR 44TH PRESIDENT, BARACK OBAMA!!! This is truly a Milestone, and we are blessed to see another progression towards change during our life time!

Obama at work!

Sorry, he’s the one on the right, you know the browner skin male!

President Obama Goes to Work

Source (pic): CNN

KudoSurf Me!

• Houston City and Barack Obama 2009 Calendar The election of Barack Obama was a surprising temporary revenue stream for the embattled print media -- papers sold out, additional copies describing the victory sold out, and now companies like The New York Times are offering a cornucopia of Obama-related items for sale. (Framed edition of the front page......
• Review: Follow the Roar: Tailing Tiger for All 604 Holes of His Most Spectacular Season by Bob Smiley Title - Follow the Roar: Tailing Tiger for All 604 Holes of His Most Spectacular Season Author - Bob Smiley ISBN - 0061690252 and 978-0061690259 Publisher - Harper Release Date - November 11, 2008 Format - Hardcover, 304 pages In January of 2008, Bob Smiley decided to follow the game......
• Intech Future Tour Junior Golf Set, (Right-Handed, Age 6 to 11, Oversize Driver, Mirror Finish 5 and 9 Irons, Putter, Collapsible Nylon Bag) User Reviews Send this to a friend Intech Future Tour Junior Golf Set, (Right-Handed, Age 6 to 11, Oversize Driver, Mirror Finish 5 and 9 Irons, Putter, Collapsible Nylon Bag) Manufacturer: INTECH Customer Rating: List Price: $69.99 Sale Price: $59.18 Availibility: Usually ships in 24 hours Free Shipping Available......
• A Tale of Two Quotes: Barack Obama & His Anti-Semitism Special Edition - Thursday, June 11th, 2009 "I am shocked and saddened by today's shooting at the U.S. Holocaust Memorial Museum. This outrageous act reminds us that we must remain vigilant against anti-Semitism and prejudice in all its forms." -- Barack Obama, June 10, 2009 on the... This from Right......