Back in February, I posted an article regarding the First Time Home Owner’s Credit. It gave a pretty thorough breakdown of the program requirements.  While doing my daily browsing to stay abreast on various topics, I ran across an article that’ s alarming to me!  This money is available, but only for qualified individuals.  No, the government isn’t giving away any free money or money that you were entitled to that someone didn’t tell you about……. (continue reading…)

• Get Your Lending Club Loan Documentation Early For a Few Days of Free Money I was reading about LendingClub loans (I forget where, sorry) and I came across the following statement from Lending Club made to a lender on LC. Our loans expire two weeks after posting. This expiration date is the borrowers actual payment date, however some loans will fund early. Here is......
• Review of Stop Sitting On Your Assets Marian Snow’s book had a lot of promise. First, it discusses equity harvesting and how to get the maximum amount of equity out of your home without being taxed on it. Second, it discusses how to use that money to make more money. Sounds great on the surface, but this......
• Integrating Finances As A Couple A guest post from south of the border, Dual Income No Kids (DINKs) Finance brings some valuable reminders for how to work on integrating couple's finances. While this is particularly useful for those who are starting to live together or getting married, several of these tips are useful throughout the......
• Credit Cards as a Money Tool Much of America has is in debt. Sometimes it's good debt and other times it's bad debt. I wrote about good debt vs. bad debt last week. Credit cards that you don't pay off are an example of bad debt. Many of them charge upwards of 20% interest. For that......
• Free Money? You Bet! Who said there is no such thing as free money? Millions of Americans contribute to their company's 401k annually, however, there are also MILLIONS of eligible Americans who do not.  It is very common that most companies will match each employees contribution.  The catch? You have to actively contribute to......

While over at Mediatakeout, I saw this pic and the sight of it left me wondering.  With all of the excessive spending and bailouts that’s occurred over the last few months, you would think  pics like this would be a thing of the past for some. Not that I ever laughed at anything like this  ,but situations such as these are really not laughing matters anymore.

• Wine Collecting Hobby As long ago as in the 1700s, it was recognized that wine had a powerful hold on people, and that great friendships could spring from good wine. The art of wine and wine collecting has a truly long and interesting history dating as far back as 4000 years BC. There......
• Is Your Health a Laughing Matter? Laughter is a form of internal jogging. It moves your internal organs around; it enhances respiration; it is an igniter of great expectations.” ~ Norman Cousins Are there people in your life who rarely laugh and are chronic complainers? No matter how often you talk to them, they complain regardless......
• 4 Ways to Injury Proof Your Next Workout If you are just getting into exercising or you are an old pro, injuries can happen at any time. It doesn’t take much to injure our joints or muscles and exercising improperly only contributes to the problem. Before you go out to do your next workout, remember these tips to......

Is it true that some Restaurants are using “fake” chicken and steaks? Some people call it fake, because it is grounded up chicken or beef that has been reconstituted. Darker meats, especially in chicken, have higher Myoglobin which is excreted in muscles that are used more, such as legs and thighs in chicken. Some people always look at darker meat less desirably because of the higher fat content found in it. The meat processors run the meat through a centrifuge which separates the Fat and Myoglobin from the meat. The remaining meat is whiter and then bloated with brine or some water and some fillers such as starches, cereals, or flours amongst other things. What you have is a moldable chicken product or beef product, but they won’t tell you they are doing this. Restaurants use these products in chicken and steak salads. They basically use them in places where the meat is less suspect and/or noticeable. (continue reading…)

• Football Party Food Ideas for College Bowl Week By now, everyone knows I'm something of a wannabe chef. Being that I have so many college football fanatics in my group of friends, it's not uncommon for me to host a few parties for big football games (Super Bowl, BCS National Championship game, or other Virginia Tech football events).......
• The Great White Sturgeon, Fraser River, British Columbia, V1C4 This post is from SFBoater Trophy Catch Jackpot I. Got a trophy catch? Get paid for your fish stories The Great White Sturgeon By Dave British Columbia The story started when a couple of my buddies asked about a recent Sturgeon fishing trip I took on thr Fraser River.......
• Fannie Mae & Freddie Mac Collapse About 5 weeks ago I suggested that both Fannie Mae and Freddie Mac were going bankrupt and their shares were going to hit single digits in 12 months. Well it looks like the market believed that too and their shares were punished. Instead of having to wait a year, the......
• Is Recession Preparing a New Breed of Survivalist? Yahoo ran an interesting article this morning indicating a rise in the number of survivalist communities cropping up around the country. I have been wondering myself how much of the recent energy crisis is causing people to do things like stockpile food and water, grow their own vegetables, etc. Could......
• Save Time, Money and Space in Over 80 Ways If you're looking for handy gadgets, tools and various items that can save you time, money or space (or all three!) this list of more than 80 top products is just what you need. Everyone's got saving money on their minds these days. Some of us are always looking to......