Back in February, I posted an article regarding the First Time Home Owner’s Credit. It gave a pretty thorough breakdown of the program requirements.  While doing my daily browsing to stay abreast on various topics, I ran across an article that’ s alarming to me!  This money is available, but only for qualified individuals.  No, the government isn’t giving away any free money or money that you were entitled to that someone didn’t tell you about……. (continue reading…)

• Free Money Finance March Madness Round II With your help I was able to get through Round I of FMF's personal finance March Madness.  Well now I'm in Round II and it's really tight! The March Madness competition pits some of the best personal finance articles from 2008 against each other to see which is the best. ......
• Review of Stop Sitting On Your Assets Marian Snow’s book had a lot of promise. First, it discusses equity harvesting and how to get the maximum amount of equity out of your home without being taxed on it. Second, it discusses how to use that money to make more money. Sounds great on the surface, but this......
• Tossing away free money from your employer? If your employer offers a 401(k) with matching, that's exactly what you're doing. We were chatting with friends this weekend and the topic got steered to money. (Not by me, actually!) We talked about: Starting up an ING Savings Account Ways to cut down on the little expenses that eat......
• How To Make Free Money Online See How I Pay For Things That Just Don't Cut It With An Everyday 9 to 5 Job! What you are getting into: My website is an awesome website that will take you to this site where you to take 100% free offers and surveys to earn money. There is......
• Tax Brackets 2009 With all of the emphasis on the economy lately, you’ve probably heard plenty of talk about income taxes lately. Although the IRS updates their tax brackets and allowances every year to take inflation into account, the subject of income taxes seems to have gotten more attention this year than they......

So, I am out and about and I randomly hear conversations while standing in line about some Individuals not understanding where they fit into this equation of the Economic Stimulus Bill that President Obama signed on Tuesday, February 17, 2009. I especially hear the Elderly conversing about them having to tap into their savings to make ends meet. They are paying more money for health care and prescription costs. Yet, they aren’t receiving an increase in their fixed incomes. Some Elderly couples income are too much to receive assistance, but not enough to fully make ends meet; some are even having to apply for Food Stamps for the first time in their lives.

If you are Elderly, Disabled, or considered to be living in Poverty as more than 37 million and counting Americans are you will be happy to know that……. (continue reading…)

• Stimulus 2009: Our Tax Dollars are "Chump Change"? I try hard to keep pure politics out of my writing.  My hard truth concerns with the stimulus/spendulus bill are economic, not political.   Yet, it is hard to ignore some of the statements being made about the Obama stimulus plan by politicians.  Thus, my advice to Obama and his......
• Paying Back The Economic Stimulus Payment - Lots Of Tax Confusion I've been seeing a lot of people complaining that when they do their taxes they are required to pay back their 2008 economic stimulus payment. According to the IRS, this confusion stems from the Recovery Rebate Credit.  As I've reported previously, the Recovery Rebate Credit is a credit for......
• Obama's $819 Billion Economic Stimulus Plan I'm sure you've heard by now that the House of Representatives passed Obama's economic stimulus plan.  Not a single Republican voted for the plan which didn't matter as Democrats hold a vast majority in the House.  Senate still has to pass the bill, which I suspect will end up......
• New Economic Stimulus Plan Approved By Senate With a slim margin of victory, the new economic stimulus plan passed the senate. The final vote was 61-37 (60 was the required vote to pass). Only three Republican senators voted for the bill (which, incidentally, is three more Republicans than the House bill received). The Senate economic stimulus is......
• Debt Free Living For many families debt free living may seem as unrealistic as fairy tales like Cinderella or Sleeping Beauty. Who can imagine a life without credit card bills, car payments, and other types of debt? Many people have been in debt for so long that they believe that debt is just......

If you are one of the many of Homeowners who are not First Time Home Buyers, but you are seeking to save money in the future……….. (continue reading…)

• Opinion: Realtors the Biggest Benefactor of $15,000 Homebuyer Tax Credit I've posted two articles so far on the proposed $15,000 Homebuyer Tax Credit: The first outlines my initial discoveries... My second outlines my deep digging... A lot of posts around the web have talked about how the credit will get home purchases moving again, which it will. What they don't......
• First-Time Homebuyers $20,000 Tax Credit Being Discussed January 26th: Senator John Ensign (R-NV) and I [Benjamin L. Cardin (D-MD)] are urging our colleagues to act quickly to pass a new $20,000 refundable tax credit for first-time homebuyers to help jumpstart our nation's ailing housing market. I, a member of the Budget Committee, and Senator Ensign, a member......
• How To Unclog Air Conditioner Drain A couple months ago I detailed the travels of Harold the Helicopter's journey to the bottom of our guest bathroom toilet, and the subsequent DIY plumbing project I undertook to rescue him. It wasn't exactly a fun project, but I did learn more than I ever wanted to know about......
• Simple Air Conditioning Cleaning Keeping your air conditioner clean is the best way to make sure it runs at its maximum capacity. Air conditioning cleaning will vary depending on the type of air conditioner you use, but all of them are relatively simple as long as you have basic tools and can follow directions......
• First Time Home Buyers Tax Credit - Who It's For And What Is Needed To Claim It On November 6, 2009 The Worker, Homeownership and Business Assistance Act was signed into law.  This move has resulted in the extension or expansion of the first time home buyer credit which was enacted previously.  In order to receive the first time home buyers tax credit you must first understand......

This video has been removed!

• Reader of the day, Paul Simon, Born at the right time Gordon tells me this is one he thinks a lot about. For Gordon and the rest of us... I'm making Gordon retroactive-Reader of the day, since I hadn't started that category yet. You have a clever way of getting one to read your blog. You are so busy on this......
• Dillyeo.com Deals Of The Day As most of you know, I don't do a lot of shopping. But when I do, I like to get a bargain, and I usually find them online. I recently discovered a fun site that offers one item a day at a rock bottom price. Dillyeo.com appeals to me for......
• My Life in and Out of the Rough (The truth behind all that bull**** you think you know about me) - John Daly with Glen Waggoner Out of all the characters the game of golf has produced, few are as vitriolic or misunderstood as John Daly. Many have compared the man to a car wreck, it's simply impossible to want to turn away. Luckily, his book has the same effect on the reader and this is......