Back in February, I posted an article regarding the First Time Home Owner’s Credit. It gave a pretty thorough breakdown of the program requirements.  While doing my daily browsing to stay abreast on various topics, I ran across an article that’ s alarming to me!  This money is available, but only for qualified individuals.  No, the government isn’t giving away any free money or money that you were entitled to that someone didn’t tell you about……. (continue reading…)

• Some Green Energy Tax Credits and Breaks to Consider for 2010 As more people become aware of environmental issues and strive to reduce their carbon footprint, “green living” is becoming more common. The expense of becoming more green is almost always higher than other, less “green” options; but the good news is that over time your green living choices will......
• Review of Stop Sitting On Your Assets Marian Snow’s book had a lot of promise. First, it discusses equity harvesting and how to get the maximum amount of equity out of your home without being taxed on it. Second, it discusses how to use that money to make more money. Sounds great on the surface, but this......
• Free Money? You Bet! Who said there is no such thing as free money? Millions of Americans contribute to their company's 401k annually, however, there are also MILLIONS of eligible Americans who do not.  It is very common that most companies will match each employees contribution.  The catch? You have to actively contribute to......
• Integrating Finances As A Couple A guest post from south of the border, Dual Income No Kids (DINKs) Finance brings some valuable reminders for how to work on integrating couple's finances. While this is particularly useful for those who are starting to live together or getting married, several of these tips are useful throughout the......
• Welcome to this week's Carnival Here are this week's debt reduction posts for your reading pleasure (personal debt reduction story at the top!): Personal Finance Journey cut the cable and applied the savings to Operation Destroy Debt. Debt-Tips.com discusses the pros and cons of debt settlement. Free Money Finance calls the mortgage interest tax deduction......

So, I am out and about and I randomly hear conversations while standing in line about some Individuals not understanding where they fit into this equation of the Economic Stimulus Bill that President Obama signed on Tuesday, February 17, 2009. I especially hear the Elderly conversing about them having to tap into their savings to make ends meet. They are paying more money for health care and prescription costs. Yet, they aren’t receiving an increase in their fixed incomes. Some Elderly couples income are too much to receive assistance, but not enough to fully make ends meet; some are even having to apply for Food Stamps for the first time in their lives.

If you are Elderly, Disabled, or considered to be living in Poverty as more than 37 million and counting Americans are you will be happy to know that……. (continue reading…)

• 3 Reasons Why You Need Multiple Streams of Income One of the hottest concepts right now is the premise of creating multiple streams of income. While everyone wouldn’t mind making a little extra cash, there are even more benefits that can be reaped from having more than one source of income. Let’s go over just a few of them.......
• Corporate Barbarian: The Pool is Open Edition jurvetson We opened up the swimming pool this past weekend, so summer should be right around the corner.  All we need now is for the weather to cooperate.  It feels more like April than June.  I spent a couple days scrubbing the winter cover and water bags, and yesterday......
• A second economic stimulus package coming? Photo by: Señor Codo As people are beginning to receive and spend their economic stimulus checks, Democrats are already pushing for a second economic stimulus package. The Congressional Progressive Caucus is working to build support for the second stimulus package, arguing that the first package wasn't enough. The Clinton......
• All About Emergency Funds The news is full of heartbreaking stories about people losing their homes, going bankrupt and facing financial ruin. If you don’t want to be among them, it is time to take a hard look at some steps that you can take to insure yourself against financial ruin. One of the......
• Beyond the Emergency Fund: Preparing for Economic Collapse The following article is the third in a five-part series, Beyond the Emergency Fund. Previous posts discussed ways to store water for emergencies, and how to store food long term. It's hard for most Americans to imagine what a full economic collapse may look like. Unfortunately, many other countries are......

If you are one of the many of Homeowners who are not First Time Home Buyers, but you are seeking to save money in the future……….. (continue reading…)

• Income Re-Distribution Features of the 2009 Stimulus Plan The AMERICAN RECOVERY AND REINVESTMENT TAX ACT OF 2009 (a/k/a Obama stimulus plan) includes some new features by which income earned by some taxpayers will be re-distributed in the form of tax credits.  The income being re-distributed will go to other taxpayers and, in many cases, to individuals who are not taxpayers at all but merely tax return......
• Best Central Air Conditioners Choosing a new central air conditioner is often a task that waits until there is an immediate need - your air conditioning system goes out on a hot day in the middle of the summer. At that time, you may not think about the best central air conditioner, you just......
• First-Time Home Buyer Tax Credit Recently I visited my condo building for the grand opening weekend. I was not allowed to see my unit as the unit itself was not complete, but more importantly the third floor was not completed. The grand opening was the first time I was allowed to see the inside of......
• 2009 Federal Energy Tax Credits What you may know as the $700 billion dollar bailout is actually called the Emergency Economic Stabilization Act of 2008. Much of this act probably made you feel upset and even alienated. One of the positive things that is coming from this Emergency Economic Stabilization Act of 2008, however, is......
• How to Get Tax Credits and Tax Deductions by Saving For Retirement Beginning in 2008, there was a change in Federal tax laws which provide a tax-credit for low to medium income earners who put away money into an individual retirement account (IRA) or 401(K) plan at work. The tax credit, called the "Retirement Savings Contribution Credit" will give you a tax......

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• My Life in and Out of the Rough (The truth behind all that bull**** you think you know about me) - John Daly with Glen Waggoner Out of all the characters the game of golf has produced, few are as vitriolic or misunderstood as John Daly. Many have compared the man to a car wreck, it's simply impossible to want to turn away. Luckily, his book has the same effect on the reader and this is......
• Reader of the day, Paul Simon, Born at the right time Gordon tells me this is one he thinks a lot about. For Gordon and the rest of us... I'm making Gordon retroactive-Reader of the day, since I hadn't started that category yet. You have a clever way of getting one to read your blog. You are so busy on this......
• Dillyeo.com Deals Of The Day As most of you know, I don't do a lot of shopping. But when I do, I like to get a bargain, and I usually find them online. I recently discovered a fun site that offers one item a day at a rock bottom price. Dillyeo.com appeals to me for......